Essay on Pradhan Mantri Jan Dhan Yojana features
Pradhan Mantri Jan Dhan Yojana features:- Jan Dhan Yojana is a financial plan. We also knew as Pradhan Mantri Jan Dhan Yojana. Father of the Scheme is PM Shri Narendra Modi.
It is seen that the people of the villages are more illiterate. And there is no any bank account in bank. and this scheme is the bank account is related. The Prime-Minister launch this scheme is to connect every family with a bank account.
Children are given the essay on writing Jan Dhan Yojana in the school. So, I am writing for children only.
Long & Short Essays on Jan-Dhan Yojana Essays
Jan-Dhan-Yojana Essays 1 (200 word)
Jan dhan Yojana is a financial help scheme. PM ShriNarendra Modi’s main objective is to get this plan done, eliminate corruption. Because of the help that the BPL families received from the government they used to eat devious. And its benefits were not found to the poor families.
The Modi government announced the Jan Dhan Yojana in August 15, 2014 to remove this discriminator from the middle and eliminate corruption.
Under this scheme, all BPL families or beneficiary families can open their bank account in the zero amounts.
The purpose of this scheme is to connect all the families with the bank account and coagulate the corruption.
Now the financial help from the government will be directly deposited into the beneficiary’s bank account. And they will be able to get their money anytime.
The implementation of the scheme started on August 28, 2014. Before implementing this plan, the government ordered all banks to open bank accounts of all the families.
Under this scheme, about 1.5 crore bank accounts were opened in rural areas on the first day.
The dream of PM Modi was to make all the poor families empowered through this scheme.
Pradhan Mantri Jan Dhan Yojana features for all
Jan Dhan Yojana Essay 2 (400 word)
The name of the Jan Dhan Yojana shows only that it is for the general public. This plan was announced on August 15, 2014 by Prime Minister Narendra Modi in Red Fort. After two weeks, this scheme was implemented on 28 August 2014.
The Prime Minister saw that whatever financial help given to the general public, he does not reach it. Find a way to get help directly from the beneficiary.
This plan is to eliminate corruption. Those who were devious were removed. The government’s step is to make the general public financially strong.
The help received from the opening of the bank account will be received directly. Who does not have a bank account under this scheme, any account can open an account with zero balance. Or, who has an account, can also join this scheme. The age limit has been kept for 65 years from 10 years.
Who can open Jan Dhan Yojna account: –
Who is a citizen of India and is between the ages of 10 years and 65 years. And it has sufficient ID proof certified by a government official such as Aadhar card, voting identity card, PAN card, driving license, passport, card provided by NREGA, red card etc.
How open Jan dhan account
To open such an account, you should go to Pragya Kendra or, with the help of a friend, go to the bank and contact the bank official. There you will find the account opening form. Fill the form well with it and submit it with your id proof. This way your account will open.
Advantages of Jan dhan yojana
The main benefits of the Prime Minister Jan Dhan Yojana are: –
Zero Balance Account: Under this scheme, you can open an account in Zero Balance. And you will get an ATM to withdraw money from the bank. You do not have to maintain the minimum balance….
There will be no charge on bank transactions. Your mobile number will be linked to your account. Whenever there is a transaction, you will find the information in the mobile inbox.
Under the Pradhan Mantri Jan Dhan Yojana, you will get a one-lac rupees accident insurance risk cover. If something unexpected happens, then its nominee will get it.
And on normal death, its nominee will also get a risk cover of Rs. 30000. This is subject to its conditions.
Subsidiary will be credited directly to your account:
Any amount received through government schemes will be credited directly to your account.
If you have successfully completed the operation of the account for 6 months, the bank will provide you a overdraft facility in the accidental clock. This amount will be from 5000 to 10000 per family.
Under the Jan Dhan Yojana, withdrawal of funds, deposits, fund transfer, mobile banking facility will be free to you….
You can also take a loan under Jan Dhan Yojana.
If you want to start a small business, then the government gives you the loan also through this scheme.
Jan dhan yojana success or failure
The Prime Minister’s plan was successful as over 35 crore new accounts were opened in rural and urban areas. And about 65 thousand crore rupees have been deposited till now. This will strengthen our country’s economy. And the public is getting proper interest on its deposits. New job openings in the banking sector – New areas open Good luck on the side is prosperous.
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