What is Insurance and Why is it Important for all risk

What is Insurance and Why is it Important for all risk

What is Insurance meaning in simple words

What is insurance you must have heard this often? But you have never thought this ever No or Yes. But in this post I will tell what is Bima? And how is it necessary for us? Should you take insurance or not? If yes, then why? And if not then why?

If it is defined in general language that is a security against accident.  There is no faith in life in today’s time when you do not know. So, taking insurance, we can give a kind of protection to our family. Which is called Bima in ordinary language?

This is a system of management whereby the insurer guarantees the compensation to you in any type of loss, such as illness, accident or accidental death.

This compensation is in the form of a amount. And this compensation can come large or small too.
The insurance company take premiums from all insured are instalments, from which the security of the customers is given in front of the risk. If in direct language insurance is the risk from security. If an insurance company insures a person, then the insurer will compensate the person for the loss of that person.

The insurance company is called insurer, insurer or underwriter. And the person taking the insurer is called an insured or a policyholder. Which is given in the form of a fixed amount is known as premium. When the insurer makes an insurer, then the contract is between the two, and the policyholder is given a written amount and fixed time on a bond paper. If there is an accident during a certain time, the company is given the full amount and risk cover according to the promise given to the policyholder’s nominee. Insurance is the weapon to deal with the fear of any future loss.

Classification of insurances policies

In general words, It has two types

  1. Life Insu-rance and
  2. General Insu-rance

Now we will discuss them with different detail.

  1. Life Insu-rance and

Life insurance is for a particular person or individual. Life insu-rance is a family or an entire family or groups insu-rance. Under this, if a person dies a natural or accidental death, then the family or nominee, according to the promise, is paid by the insured company. But sometimes in both situations, the person does not die, and then the insured company is paid the Sum Assured bonus along with the insured.

Read:-How we ad Google Adsense in our blogs

Nowadays, there is a variety of plans available in life insurance such as Money Back and Endowment. But we should remember that life insurance is not meant to earn profit, but it is to compensate for risk cover or loss.

  1. General Insu-rance

The ordinary insurance is of the movable assets of a human being. The ordinary insurance is of the goods, in which the item is lost due to theft, and the financial loss incurred after it becomes incurable. Includes Health Assurance, Home or Property Assurance, Business Property Assurance (shop or godown), Vehicle Insurance and Travel Assurance.

It provide insurances for vehicles through . It is very important; because we go on the road, do not know when it will be an accident. And the losses incurred by Accident in Vehicle Insurances are due to it.

It is very important to take home insurance too. Because the news of the fire coming from short circuit

Keeps coming. Therefore, Home Assurance is very important to save the fire.

Many types of general insurances


There are the main types of General Insurances

  • Health 
  • Car 
  • Travel Insurances
  • Two Wheeler Insurances and
  • Home or Property Insurances.

Importance of Insurances PDF


I have already read in the above paragraph the meaning of life insurance is. It means providing protection and financial support. That is to cover the risk. So much so that we have understood that now we all should take life insurance.

We must take life insurance policy for all members of the family. What happened to see what happened tomorrow? But before all the members of the family are insured, get the head of the house. Because the leader of the family is the important person. If the head of the family becomes an accidental death, who will pay the premium for all the other members.

Life insurance provides coverage on death, accident, disability and prevention of life. If someone has an Accidental Death under Life Insurance, then a nominee is given a fixed sum assured. By which they can start any work and live their remaining life. Keeping these things in mind, the Insurance Regulatory and Development Authority (IRDA) was established in India.

By the way, insurance is very important in our lives. Because we pay a bit of insurance premiums for a small amount and after a few days, that becomes the same big amount. In this way unwanted savings are also done.

The main advantages and importance of this will be as follows: –

  • Survival with untimely death
  • Saves for old age
  • Saving is encouraged
  • Makes a habit of investing
  • Lone loan is also available on the life insurance policy.
  • Social and family security is available.

You can use these insurance policies to meet your investment goals and plan for comfortable retirement. At the top, insurances policy will not only take care of you, but if you do not, they will take care of your loved ones and loved ones to pay for different needs.


16 Best free Image sites list for WordPress website.

16 Best free Image sites list for WordPress website.

Best free image sites for personal use

Best free image sites :- It is a big problem for all bloggers to get photos from their blog or website. Which is new to this field, which means that someone who has just start blogging they does not know about free stock images? They write article and post without images .

But they do not know that an image is equal to thousand words. A photo tells a lot. That’s why I am telling them about those things. Those who write articles by hard work and do not post the photos in the post. And if you put it, then paste someone’s copy and put it in your post. You can see on Google that every website has an image.

A blog or websites seems more attractive with SEO, Backlines and images. You will get the rank on search engine just by putting related images on the post. Visitors also like such website or blog, which has an eye catching image. Image shows how you have define it. Image shows how your content will be.

Search Engine Google also places such a post in which the proper image is. So keep in mind whenever you write an article, you definitely need to add images related to it.

All people copy and paste the image to Google for their blog. But friends, this is a bad thing as the image that is copied in the post by copying its copy and it will be of anyone, what will happen if he makes a claim on you. Your blog will be ban. Then your dream money will be scattered.

A images is equal to many words

If you copy the image from Google or anywhere, then you should need to follow the condition of that websites. If you take caution, then copyright will not be done. Copyright issue can be avoided by following the rules of the website.

If you copy the image from Google or anywhere, then you should need to follow the condition of that websites. If you take caution, then copyright will not be done. Copyright issue can be avoided by following the rules of the website.

Best Free image sites list with no copyright

Also Read:- How add Google Adsense code in my blogs

When you steal or copy single images from Google or any other websites it called copyright issue.

But when you create self or copy from free stock images that called creative common licence.

You do not have to copy any single image from anywhere or even copy it from Google. You have to create an image for yourself from your blog. If you create your own blog’s image then it has many benefits: –

  • Your brand will hit.
  • You will not have a copyright issue.
  • Google will keep you on the first rank.

And if you copy from Google also, then follow some instruction I am explaining below about it: –

First go to your browser and type in Google.co.in ( for Indian users)

Then type the search bar which image you want.

Suppose I searched the National Flag. Now there are so many images on the screen in front of me. Now if I copy these, the copyright issue will be done. And to avoid this, click on Tools in the right side and clicking on it will show the following option.

  • Not filtered by license
  • Labeled for reuse with modification
  • Labeled for reuse
  • Labeled for non commercial reuse with modification
  • Labeled for non commercial reuse.
  • So if you have to choose the second option then you will not be a copyright.
  • This is called creative common.

Best Free image sites list for commercial use

Image is a very best example for your blogs. It is also a SEO friendly. Content with best example images are very necessary. You know that image is a good for search Engine or it a play a best roll for your blogs.

What means Royalty Free Images?


Royalty free does not mean free, but from here you take a photo by paying once a month or year.

What is Creative Common Licence?

A Creative Common licence (CC) is a several public licence, it is one of them. CC types images anyone can use their commercial work.

What happened we copy others images?


If we copy or steal images from Google search or other bloggers then he filled a FIR against copyright law and Google ban your blog against penalty.


Best Free Image Sites for Commercial uses









Freeimages .com








  1. Shutterstock :

This website is a huge collection of royalty free photos. This website mention only free images, but you have to pay its membership then you take images. From this website you can download photos according to your need. There is a clash according to different categories, which you can select and download. From here you can take creative photos for different backgrounds. Here you will find High Resolution images. More than 200000 images Add photos daily to this website. More than 1 billion images and video clips have been downloaded so far from this website. Shutterstock website is available in 21 languages ​​and is prevalent in more than 150 countries.

Go to Shutterstock




  1. Pixabay:


This website is also a huge collection of free photos and videos. From here you can get High Quality & Royalty Free Images and put on your blog or websites. This website was created by the Photographer Community. In this, all photographers have uploaded photos by creating different categories. About 1 million photos and videos have been shared on this website from social media and blog. According to November 2017, there is a collection of about 1188454 photos and videos in this website. Download images and videos from pixabay can do commercial or non-commercial use.


  1. Unsplash

Unplash is a free images stock website. Anyone can download images from there and use commercial and non- commercial use. These all images are high resolution. This is also photo sharing website. This website is famous for stock photograph.

This website is divided into categories; you can download the photo of category. Unplash allows photographers to upload photos but according to its license.

4 Pexels

Pexels is also a good name; it also provides us high quality free stock images, which is licensed under the Creative Commons Zero. We can search images direct from Pexels official websites. In this situation over 40000 free stock images available in Pexels and he add every years almost 3000 images high resolutions. And all best sources of images for bloggers. Pexels provides a beautiful and high resolution images. You can use these free stock images to anywhere and this is free for commercial uses and there are no any attributions required.

  1. Stocksnap

Stocksnap is a best place to find the stock and royalty free images, in the world of internet. Stocksnap’s are images are Creative Commons free. You can use or modify this images for your commercial and non-commercial usage.

Stocksnap is a large collection of free stock photos, beautiful photos and high resolution images. All the photos you get from here are copyright restrictions (cco). From this website you can download latest photos daily.

  1. Moveast

Moveast is a best place to find the free stock images also. In this sides many types of images available eg.travel related, food, nature etc and much more etc.

Moveast also provide us stock images for your commercial and non commercial uses.

7 Burst


From here you can take millions of beautiful and beautiful pictures and take commercial and non commercial use accordingly. Photos downloaded from here are copyright free.

You can download free for your personal usage no any attribution required.

8 . Morguefile

MorgueFile is a free stock images database. This website has more than 380000 high quality and high resolution images available. You can download commercial, non-commercial and personal use from here. And can also modify, no attribution required.

  1. Freeimages .com


If you are looking for royalty free photos then you are in the right place. You can download 300000 perfect photo royalty free images from this website easily by downloading commercial, NOn-Commercial and Personal. Freeimages provide high quality royalty free images for commercial or non commercial with modification.Freeimages also provided cco images, clip art, historical images for your personal uses

  1. Istock

Istock is a collection of Royalty Free photos, illustrations and videos from here you can search millions of free royalty free images and videos. From this website you can enhance the beauty of your project by using your projects and by using perfect images or videos for your personal use. You get cool photography photo don’t get anywhere.

  1. Dreamstime

Dreamstime is a world leader of providing a royalty free digital photo for your commercial and non-commercial usage. If you are looking to download images from this website then you have to pay a onetime fee and download a many images of high quality and high resolutions for your individual and non-commercial usage.

If you are a photographer then you have to sell your images to Dreamstime. Also you can earn money from Dreamstime from referral programs. Dreamstime earning funds you can buy images.

  1. Fotolia

Fotolia is a USA base company. It provided royalty free stock images for your commercial and non-commercial use. It is the best platform for buy and sell images. If you create a photo then you can sell to Fotolia and take payment from it. It provides Photos in high quality and high resolutions, videos and clips. It provides 35 millions photos in cheap rates. 168 millions photos storage available here. There are many categories images available in creative common. Fotolia is a great image bank of these types of profession who needs images for their personal uses.

  1. Alamy


Alamy is the base of United Kingdom Company. It launches in 1999 for providing stock images, vectors and videos for your commercial and non-commercial use. There are millions of stock images collections. Alamy is the world’s diverse stock images collections. It provides high quality images of royalty free images. There are 145 billions images available in low prices. You can pay onetime payment and use photos of your commercial uses.



  1. Gettyimages


Gettyimages is the world’s best photo library for royalty free images, videos and illustrations. Here you have to pay a onetime payment and take unlimited benefit of its royalty free stock images, videos. Gettyimages provides millions of stock and royalty free images for your commercial and non commercial uses.

best free image sites with no copyright

15 Flicker


Flickr provide a great collection of royalty free images, photos and vectors & many categories. All images are systematic and categorise and divided into many groups .thousands of images added daily in Flickr gallery for creative common. If you want to use with modification of this image then pay a onetime payment and use unlimited images and videos.



16  Libreshot


Libreshot provide a huge stock images with no copyright issue, no attribution required and no watermark for all. all images divided with catagories like business and personal . Here you download and use commercial and non commercial use.


What is Google AdSense and How Insert code into WordPress

How to add website to Google AdSense

What is Google AdSense and How Insert code into WordPress

Google AdSense is one of the most popular ways to monetize your website.  You can easily connect your website or blogs with AdSense to your WordPress site and start making a money. In this article, we will explain step by step that how to easily connect or add Google AdSense with my WordPress along with some best ways and tricks to increase your earnings. Google AdSense is a Google group of companies. It is one of the monetization processes, in this way bloggers and website owners monetize their blogs or websites and earn money. Bloggers easily setup AdSense to their blogs or sites and earn money through monetization process. in this post we will discuss how we can add Google AdSense to our WordPress site, and advice how we can increase our income doing some special efforts with Google AdSense.

Read: How to start a blog in wordpress.

AdSense is a Google group of companies or it can say it is a sister concern company and it runs on Google network. It is a vast and the best advertisement companies in the world. It provides a great opportunity to all persons who are talented in any sectors. To take advantages of this opportunity you should a blog. It works in much area. If you have a blog or YouTube channel, then you can easily accept this opportunity. Because AdSense put advertise in your blog or YouTube channel according to your niche. But condition is that you should have huge traffic daily in your blogs or YouTube channel.

AdSense targeted their ads on images, videos, clips and websites, but needs more traffic. You should to make a blog, for this Google provide BlogSpot platform free of cost to us.

What is Google AdSense account ?

Google AdSense is a Google Owned Company and runs on Google Network. It is a advertising network company that allows bloggers and website owners an opportunity to earn money by showing text, image, video, and other interactive advertisement on their websites. These ads are targeted by site content and audience.

Google AdSense developed by Google in 14 June 2013. Google Adsense is a advertisement program network which is run by Google corporation and works only Google network. We can say that it is the part of Google group companies. Google Adsense give a great opportunity to earn money through their blogs (writing good contents) or website, videos and many kinds of advertising materials through monetize programs.

Adsense give chance to publishers’ cost-per-click ads (CPC), when visitor’s clicks on the advertisement on your website you earn money. If your content is more popular and large numbers of users clicks advertisement on your website, then you earn lots of money. Your payment depends on per click based on many factors. It is decided by AdSense. Adsense collect payment from advertisers’ and deduct their service charges and rest of money sent to you. You no need to maintain at all.

How Google AdSense works with website

Google AdSense is a tension free ad network company because you don’t have to deal with advertisers or worry about your payment. Its system or administers maintain all relation between advertiser and blog owners, without fee and send their payment time to time in respective bank accounts.

AdSense offer CPC (cost per click) or CPM (cost per thousand impressions) based, the only significant difference in CPC and CPM is that with CPC targeting, earnings are based on clicks while CPM earnings recently are actually based not just per views/impression but on a larger scale, per thousand impression, therefore driving it from the market, which makes CPC ads more common.

AdSense work CPC (cost per click) when advertisement appear on your website and users click on it then he pays.

There are various ad sizes available for content ads. The ads can be simple text, image, animated image, flash video, video, or rich media ads. At most ad sizes, users can change whether to show both text and multimedia ads or just one of them.

Read this post:- Royalty Free Stock images websites names

Get Starts with AdSense

First thing you must sign up for a Google AdSense account. If you have a Gmail account, then use existing account otherwise

Once you have submitted your registration process, a message show on the screen you have completed the first step of the review process and we are review your account.

If you passed this process, then you can log in to your AdSense account and get the ad verification code for insert at your side.

See YouTube video for viewing AdSense verification code click here below, also subscribe my YouTube channel, for latest update.

 How Need Google AdSense?

If you are a blogger then you need to monetize your website. Google AdSense offers to cost-per-click (CPC) means that you earn money every time when visitors (or users) click on the ads on your website. It is based on multiple factors. Now you can understand      AdSense is very necessary for us, without AdSense we cannot earn money, cannot monetize our website.

Now i learn about how I insert Google AdSense verification code to my WordPress header area. We can insert AdSense verification code in two ways: – one is by manual and other is by plugin.

Insert AdSense verification code by manually

First you need to sign up Google AdSense account with Gmail id, if already have a Gmail id then use existing account. Fill the all information which is mandatory

After submission your application, the following message appear: –

Then how and where i insert this code header section in my WordPress site.

Before i clear that i can insert this code my two ways: –

  1. Manually and
  2. By plugging

First, we learn by manually process: –

If you want to insert AdSense verification code manually by theme editor process, then follows these steps carefully: –

  • Go to appearance menu.
  • Scroll down to editor
  • In the right-side search Theme Header under Header.php click on it.
  • Scroll down the search button for <\header>
  • Then paste the code correctly provided by AdSense
  • After now press Update button now a message appears you have successfully updated theme header.

After submitting this update button one question arise in your mind that which code i insert it is inserted properly or not? Don’t worry, now you can check himself, it is one easy process. Follow these small steps: –

Bellow you can check if you have done it the right way or not?

  • Open your site in new private web browser (use Google chrome)
  • Right click and view site source.
  • Ctrl +F and search for adsbygoogle.

Remember that the code you search for in the ‘site source ‘should exactly match the one provided by Google Adsense to you. If the code appears to be all on one line, then the code hasn’t inserted properly. If ok, then go ahead and good luck.

Use a plugin to insert AdSense verification code: –

In this process now i learn how to insert Google Adsense verification code by plugin method. For this i can install and activate “Header and Footer Plugin”. Header and footer plugin allow us

To implement scripts like Google Adsense verification code and Google analytics to the header of your WordPress site. You can also use it to insert other scripts.

Read also:- Royalty free images for your commercial use

Now go to appearance menu and click on plugins search area see below pictures: –

Then click on “insert header and footer plugin” install now and activate.

After going to setting menu and open this plugin, it shows two boxes upper one is dedicated for the header area, and below the footer area. It is easy process. Now you can insert Google Adsense verification code in the upper box and click the save button.

Feel free to write your question in the comment section and like my Facebook page.

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